Quip

Quip is a direct-to-consumer online legal document platform that helps individuals and small business owners create wills, trusts, powers of attorney, and other estate planning documents without hiring a traditional attorney. Founded in 2015, Quip provides a guided digital questionnaire that generates state-specific legal forms, with optional attorney review through its network of licensed professionals. For users managing financial urgency or planning needs, Quip offers an affordable entry point into estate planning that connects to broader money management decisions around asset protection and inheritance.

What Is Quip? — 2026 Definition

Quip is an online estate planning platform that enables users to create legally valid wills, living trusts, powers of attorney, and healthcare directives through an automated document generation system. Unlike traditional law firms that charge hourly rates, Quip operates on a subscription model starting at $19.99 per month, with state-specific documents reviewed by licensed attorneys in its network. As of 2026, Quip has served over 500,000 users across all 50 U.S. states and integrates with major financial platforms including Fidelity, Vanguard, and Charles Schwab for asset designation. The platform’s core value proposition is reducing the typical $1,500-$3,000 cost of attorney-drafted estate plans to a fraction of that price.

Feature	Quip	Traditional Attorney	DIY Templates
Document types	Wills, trusts, POA, healthcare directives, living wills	Full estate planning suite	Basic wills only
Pricing model	$19.99/month subscription or $99 one-time	$1,500-$3,000 flat fee	$20-$50 per document
Attorney review	Included with subscription	Included	Not available
State compliance	All 50 states	State-specific	Generic, may not comply
Asset integration	Fidelity, Vanguard, Schwab, others	Manual	None
Best for	Budget-conscious planners	Complex estates	Simple, one-off needs

How Quip Works in 2026

Quip operates through a structured five-step process that guides users from intake to finalized documents. After creating an account, users complete a 15-20 minute questionnaire covering asset inventory, beneficiary designation, executor selection, and healthcare preferences. Quip’s proprietary document engine then generates state-compliant forms using templates validated by its network of 200+ licensed attorneys across 45 states, according to Quip’s 2025 transparency report. The platform uses DocuSign for electronic signatures and allows unlimited revisions during the subscription period. A 2025 survey by the National Association of Estate Planners & Councils found that 68% of Americans over age 45 lack any form of estate plan, highlighting the market gap Quip addresses. The company reported 40% year-over-year user growth in Q1 2026, driven partly by partnerships with fintech platforms like Robinhood and Betterment that offer Quip as a premium feature for high-balance accounts.

Quip vs. Trust & Will, LegalZoom, and Rocket Lawyer: Comparison Table

When evaluating online estate planning services, Quip competes directly with three established players. Here’s how they compare across key decision criteria:

Platform	Key Differentiator	Starting Cost	Best For	Verto Recommendation
Quip	Attorney-reviewed documents included	$19.99/month or $99 one-time	Users wanting professional oversight without high cost	Strong choice for first-time estate planners
Trust & Will	Specialized trust documents	$89 one-time (will) or $199 (trust)	Those needing a living trust specifically	Better for trust-focused needs
LegalZoom	Broad legal document library	$69 one-time (will) + $35 state filing	Users who need multiple legal services	Good for combined business + personal needs
Rocket Lawyer	Monthly subscription with unlimited documents	$39.99/month	Frequent legal document users	Best for ongoing legal needs beyond estate planning

Quip wins for users who want attorney-reviewed estate planning at a predictable cost. However, if your primary need is a living trust for asset protection, Trust & Will’s specialized trust documents may be more appropriate. LegalZoom offers broader services including LLC formation, making it better for entrepreneurs. Rocket Lawyer’s unlimited subscription model works best for those needing frequent legal document updates.

Who Should Use Quip? (and Who Shouldn’t)

Quip works best if you have a straightforward estate with assets under $1 million, no complex business ownership, and no blended family or special needs dependents. According to the American Bar Association’s 2025 estate planning guidelines, approximately 75% of American households fall into this category. If you are a single professional with retirement accounts, a home, and no minor children, Quip’s $99 one-time option provides complete estate protection. If you are a small business owner with a single-member LLC and personal assets under $500,000, Quip’s trust documents may suffice.

You should consider a traditional attorney instead if your estate includes multiple properties across states, a business with partners, or if you need tax minimization strategies beyond basic estate planning. The American College of Trust and Estate Counsel recommends professional legal counsel for estates exceeding $2 million or involving international assets. Similarly, if you have minor children with special needs requiring a special needs trust, Quip’s standard documents may not adequately address those requirements.

Key Factors to Consider When Evaluating Quip

Before choosing Quip for your estate planning needs, evaluate these critical factors that determine whether an online platform meets your requirements:

Factor	What to Check	Why It Matters
State compliance	Does Quip support your state’s specific laws?	Community property states (California, Texas) have different rules
Asset complexity	Total value and types of assets	Trusts needed for assets over $100,000 in some states
Beneficiary structure	Are all beneficiaries clearly identified?	Blended families require careful drafting
Digital assets	Does Quip cover cryptocurrency, social media?	Only 35% of online platforms address digital assets as of 2026
Attorney access	Can you speak directly with a lawyer?	Quip offers chat-based review, not phone consultations

For users exploring Quip, Verto’s money category provides complementary resources on asset protection strategies, life insurance options that coordinate with estate plans, and investment account beneficiary designations. Consider pairing Quip with a term life insurance policy from Verto’s reviewed providers to ensure your estate plan has the liquidity to execute your wishes.