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Money Leak Finder

What's Your Biggest Money Leak? Find It in 2 Minutes

The average American wastes $1,800/year on unused subscriptions, credit card interest, and missed savings opportunities — most don't know where. Answer 10 yes/no questions to find your top 3 leaks with estimated costs and specific fixes.

Do you carry credit card balances month to month?
Do you have subscriptions you rarely or never use?
Do you eat out 3+ times per week?
Do you have a gym membership you rarely use?
Do you make impulse purchases over $50 weekly?
Do you have less than 3 months of expenses saved?
Do you pay full price for travel without comparing or using points?
Do you not use a cashback or rewards credit card?
Do you pay monthly bank account fees or overdraft charges?
Do you keep your savings in a low-interest account (under 1%)?
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Common Questions About Finding Money Leaks

What's the biggest money leak for most people?

Credit card interest is typically #1 — the average household carrying a balance pays $1,200-1,500/year in interest at 20%+ APR. Unused subscriptions typically rank #2 at $400-600/year. Eating out and impulse purchases fill out the top 5. Most people find $2,000-5,000/year in leaks when they audit.

How do I find subscriptions I forgot about?

Check your bank and credit card statements for recurring charges over the last 3 months. Common forgotten subscriptions: streaming services, cloud storage, app subscriptions, gym memberships, and subscription boxes. Services like Rocket Money and Trim can automate this but charge a percentage of savings.

What's the fastest money leak to fix today?

1) Call your credit card issuer and request a lower APR — success rate is roughly 70% and takes 10 minutes. 2) Transfer your balance to a 0% intro APR card (12-18 months interest-free). 3) Consolidate high-interest debt into a personal loan at a lower fixed rate. Option 3 is the most durable fix and the one this site connects you to.

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